With Supplementary Health Insurance, enjoy the privileges of being insured at contracted healthcare institutions at affordable premiums tailored to your budget. You can be covered under our protection at private hospitals with agreements with the Social Security Institution (SGK) for examination, tests, and treatment expenses without paying any price difference.

Fimar Sigorta in Marmaris: What is Supplementary Insurance and How to Use It?

At Fimar Sigorta, we offer our customers a wide range of insurance solutions. Among these solutions is complementary insurance, which extends the protection provided by basic insurances, offering additional security and benefits. So, what are the conditions required to use complementary insurance and what are the benefits of this insurance?

Conditions Required for Using Complementary Insurance:

  1. Basic Insurance Policy: In order to benefit from supplementary insurance, you must first have a basic insurance policy. This basic policy is the SGK (Social Security Institution) policy.
  2. Active Policy Status: In order to use supplementary insurance, your basic insurance policy must be valid and active. It is important that premiums are paid regularly and the policy remains valid for the duration of coverage.
  3. Scope Determination: You need to determine what kind of additional protections and benefits you want from the supplementary insurance. You can use supplementary insurance to expand the coverage of your basic insurance or provide additional security in specific areas.

Benefits of Supplementary Insurance:

Supplementary health insurance allows you to have medical examinations, tests, and screenings at private hospitals without paying additional fees to the Social Security Institution (SGK). It enables you to receive inpatient or outpatient treatment and benefit from ambulance services. This type of insurance typically covers various expenses without limits, such as surgical costs, pre- and post-operative tests, intensive care, chemotherapy, radiotherapy, dialysis, and medical monitoring. Additionally, expenses like medical supplies, home care, prosthetics, physiotherapy, and rehabilitation are included in the policy within specified limits.

To benefit from supplementary health insurance, you generally need to be covered under SGK (Social Security Institution), and the age limit typically varies between 55 and 65. This type of insurance not only provides financial protection against unexpected health expenses but also offers access to a broader range of services at private hospitals. With low premiums, you can have comprehensive health coverage and keep your healthcare expenses under control.

As Fimar Sigorta, we provide supplementary insurance solutions tailored to our customers’ needs. You can contact us to determine the most suitable options for you and to provide additional coverage.

Who Can Benefit?

  • All prospective policyholders who are under 65 years of age and eligible for SGK – General Health Insurance can purchase Supplementary Health Insurance for the first time.
  • Supplementary Health Insurance: Customers who are eligible for Supplementary Health Insurance Renewal Guarantee until the age of 64 can renew their policies after the age of 64 without paying additional premiums.
  • Children aged 0-17 (including 17) can also be insured individually without their parents with an additional premium applied.
Types of Coverage Payment Rate % Coverage Limits (TL)
 

Inpatient Treatment Coverage

Surgery 100 Unlimited
Room-Food-Companion 100 Unlimited
Intensive Care 100 Unlimited
Minor Intervention 100 Unlimited
Chemotherapy 100 Unlimited
Radiation therapy 100 Unlimited
Dialysis 100 Unlimited
 

Outpatient Treatment Coverage

Doctor Examination 100 Yearly 10 Pieces
Diagnostic Expenses 100
Physical Therapy 100 Annual 30 Sessions
 

Other Coverage

Home Care 100 30,000 (Annual Limit)
Prosthesis 100 30,000 (Per Case)
Assistive Medical Devices 100 1,500 (Annual Limit)
 

Coverages Available with Additional Premium

Maternity Coverage 100 Paid once a year.
Assisted Reproductive Technologies (ART) Coverage 100 Paid once a year.
Earthquake 100 Unlimited

(*)We offer insured individuals who add maternity and/or IVF (in vitro fertilization) coverages to their policies the opportunity to use these coverages within the terms and conditions specified in the policy without any waiting period. You can review the policy special conditions.

A First in Supplementary Health Insurance: IVF Coverage

Within the scope of Supplementary Health Insurance, you can include the expenses related to IVF treatment in your policy coverage for an additional premium.

This coverage is valid throughout the 1-year policy period, following the payment conditions for IVF treatment set by the SGK (Social Security Institution).

Check-up Service

We offer our insured individuals aged 14 and above a check-up panel once a year, which includes Doctor Evaluation, Chest X-ray, ECG (Electrocardiogram), Complete Blood Count, Urinalysis, Sedimentation Rate, Fasting Blood Sugar, and Total Cholesterol.

The Check-up Service can be arranged and provided by our operators upon request by calling our Customer Service Center at 0 545 345 81 95. Please note that expenses covered under this service cannot be reimbursed if incurred without prior approval from our operators.

Dental Service Package

The Dental Service Package, included in the Supplementary Health Insurance, offers various services such as examination, panoramic X-ray, filling, tooth extraction, and many more, which you can benefit from once a year free of charge.

You can call our Customer Communication Center at 0 545 345 81 95 to get detailed information and make an appointment.

Personal Accident Coverage

You can enhance your Supplementary Health Insurance policy by adding Personal Accident coverage for an additional premium, providing protection for you and your family against sudden and unexpected accidents.