Individual Health Insurance provides the freedom to choose any doctor or healthcare institution you prefer. Expenses related to outpatient or inpatient diagnoses and treatments resulting from accidents or illnesses are covered, regardless of your location within the country or anywhere in the world.

Private Health Insurance in Marmaris: The Key to Protecting Your Health

For residents living in touristic areas like Marmaris, Private Health Insurance is an important way to provide financial security against unexpected health issues. Private health insurance facilitates access to private healthcare services and offers the possibility of faster treatment. Here are detailed information about why Private Health Insurance in Marmaris is necessary, its benefits, coverage, and more:

Why Should It Be Done?

Private Health Insurance is a way to provide financial security against unexpected health issues. For residents living in touristic areas like Marmaris, where there are challenges in accessing healthcare services, private health insurance is important. This insurance offers the opportunity to receive faster and more comfortable treatment in private hospitals.

What Are the Benefits?

  • Fast and Quality Treatment: Private Health Insurance offers the policyholder the opportunity to receive faster and higher quality treatment in private hospitals. This prevents time loss when unexpected health issues arise and provides a more comfortable treatment process.
  • Comprehensive Healthcare Services: Private health insurance can offer a wide range of healthcare services depending on the insurance policy. These services may include doctor consultations, examinations, surgical operations, maternity services, dental treatments, and many other options.
  • Financial Security: Private Health Insurance eliminates financial concerns arising from unexpected healthcare expenses. Utilizing healthcare services within the scope of the insurance policy provides financial security to the policyholder and their family.

In which Situation Can We Benefit?

We can benefit from Private Health Insurance by utilizing the healthcare services specified within the insurance policy. These services generally include healthcare needs such as unexpected illnesses, injuries resulting from accidents, routine check-ups, maternity services, and others.

What Factors Increase and Decrease Private Health Insurance Policy Prices?

Private Health Insurance policy prices vary depending on the insured person’s age, health condition, selected coverages, and details of the insurance policy. Generally, younger and healthier individuals pay lower premiums, while premiums may be higher for older individuals or those with health issues.

What is the Difference from Supplementary Health Insurance?

Private Health Insurance covers basic healthcare services in private hospitals, while Supplementary Health Insurance covers the difference in cost at private hospitals for individuals covered by the Social Security Institution (SGK).

Private Health Insurance for residents in Marmaris and its surroundings is an important way to provide financial security against unexpected health issues. However, it is important to review the details of the policy and choose insurance that suits your needs.

How Is the Coverage of Insurance Determined?

The coverage of Private Health Insurance is determined based on the healthcare services and scopes specified in the insurance policy. The policy premium is calculated based on the insured person’s age, gender, health condition, and details of the insurance policy.

Individual Health Insurance Details

All individuals under the age of 64 residing within the borders of the Republic of Turkey (including Northern Cyprus) can have Individual Health Insurance.

  • Our insured individuals who are eligible for Lifetime Renewal Guarantee up to the age of 64 can renew their policies after the age of 64 without paying additional premiums. For insured individuals aged 65 and above without Lifetime Renewal Guarantee, we renew their policies up to the age of 75 without conducting risk assessment for an additional premium.
  • Children aged 0-17 (including 17) can also be insured on their own with an additional premium without their parents.

What Does This Insurance Cover?

There are Economical / Economical Plus / Economical Maxi – Standard / Standard Plus – Elite / Elite Plus package options in Individual Health Insurance.

You can choose the coverage scope that is most suitable for your needs and budget.

 

Product Economical Standard Elite
Package Economical Economical  Plus Economical Maxi Standard Standard Plus Elite Elite Plus
Valid Institution All of our products have “Eco” versions. The term “Eco” indicates that the product is only valid at certain private hospitals and is not valid abroad. You can receive services at all domestic and international healthcare institutions. In addition to our extensive network of contracted private healthcare institutions that you access through us, your healthcare expenses within the policy coverage are also covered when you prefer healthcare institutions/doctors abroad or without an agreement.
Coverage Just Inpatient Treatments Advanced Diagnostic Methods include MRI, MRI Angiography (excluding Cardiac MRI Angiography), Computed Tomography, Computed Tomography Angiography (excluding Coronary CT Angiography), PET CT, ultrasonography, Doppler, Holter monitoring, exercise ECG, nuclear medicine (gallium, thallium, scintigraphy, etc.), endoscopic procedures (gastroscopy, cystoscopy, bronchoscopy, etc.), and all biopsies. These are covered under the Advanced Diagnostic Methods coverage. Inpatient Treatments + Advanced Diagnostic Methods All Diagnostic Expenses include all diagnostic units necessary for the doctor to diagnose a disease (Laboratory, radiology, cardiology, nuclear medicine, etc.) are paid within the limits and rates specified in the policy. Interventional tests for diagnosis (Colonoscopy, gastroscopy, cystoscopy, biopsy, biopsy with ultrasound, angiography, angiography with MRI, etc.) are covered under this coverage. Inpatient Treatments + All Diagnostic Expenses Inpatient + Outpatient Treatments Inpatient + Outpatient Treatments Inpatient + Outpatient Treatments Inpatient + Outpatient Treatments
Outpatient Treatment Coverage Limit (TL) Advanced Imaging Exams (Unlimited) All Imaging Methods + Blood Tests (Unlimited) 16.000 24.000 Unlimited Unlimited
Payment Rate 80% 80% 80% 80% 80% 100%
Inpatient Treatment Coverage Limit (TL) Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited
Payment Rate 100% 100% 100% 100% 100% 100% 100%
Medication Expenses Coverage Inpatient Treatment Medication Expenses Inpatient Treatment Medication Expenses Inpatient Treatment Medication Expenses Inpatient + Outpatient Treatment Medication Expenses Inpatient + Outpatient Treatment Medication Expenses Inpatient + Outpatient Treatment Medication Expenses Inpatient + Outpatient Treatment Medication Expenses
Vaccination Expenses Coverage
Routine Check-up Tests Coverage Mammography
PSA		 Mammography
PSA		 Mammography
PSA		 Colonoscopy Mammography
PSA		 Colonoscopy Mammography
PSA		 Colonoscopy Mammography
PSA		 Colonoscopy Mammography
PSA
The check-up panel determined by our company will be valid once a year at the institutions contracted by our company for check-ups. This coverage is valid for insured individuals aged 14 (inclusive) and above. Check-Up Coverage You can add it with an additional premium. You can add it with an additional premium. You can add it with an additional premium.
Birth Coverage You can add it with an additional premium. You can add it with an additional premium. You can add it with an additional premium. You can add it with an additional premium.
Coverage Limit (TL) 30.000
40.000		 30.000
40.000		 30.000
40.000		 30.000
40.000
Payment Rate 100% 100% 100% 100%
Earthquake Coverage You can add it with an additional premium. You can add it with an additional premium. You can add it with an additional premium. You can add it with an additional premium. You can add it with an additional premium. You can add it with an additional premium. You can add it with an additional premium.
Coverage Limit (TL) Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited
Covid-19 Coverage
Dental Service Package Coverage
Foreign Treatment Expenses Coverage

Special Services for You

Under Individual Health Insurance, maternity coverage allows insured individuals the freedom to choose non-partnered healthcare institutions; maternity expenses are covered within the specified maternity coverage limit stated in the policy. If you choose to give birth abroad, your maternity expenses will be covered according to the specified maternity coverage limit and payment rates in the policy.

Insured mothers can include their newborn babies in the policy as “Insurance Baby” within 30 days after birth by applying to the company as long as they benefit from the maternity coverage included in the Individual Health Insurance policy. Insurance Baby cover congenital diseases within the policy coverage.

Insured individuals aged 14 and above with check-up coverage can benefit from the check-up panel consisting of Doctor Evaluation, Chest X-ray, ECG (Electrocardiogram), Complete Blood Count, Complete Urinalysis, Sedimentation Rate, Fasting Blood Sugar, and Total Cholesterol once a year. This service is valid at our contracted healthcare institutions.

The Dental Service Package provides the opportunity to benefit from various dental health services such as examination, panoramic X-ray, filling, tooth extraction, free of charge once a year. For detailed information and appointments, you can call our Customer Contact Center.