Whether you’re a homeowner or a tenant, if you’re one of those who say “There’s no place like home!”, protect your home and your loved ones with the most suitable Home Insurance that fits your budget and needs, and find peace and happiness.

Home Package Insurance provides comprehensive coverage for your home and its contents, protecting against various risks including fire, theft, earthquake, and flooding.

The Insurance Company Providing Services in Marmaris and Home Insurance

As an insurance company operating in Marmaris, one of the services we provide to homeowners is home insurance. Home insurance is a type of insurance that protects homeowners against various risks and typically provides coverage for adverse situations such as fire, flood, earthquake, theft, and water damage.

Home Insurance Benefits

The benefits of having home insurance are numerous. The main advantages are as follows:

  1. Financial Security: Home insurance provides financial security against unexpected events that may occur in your home. This way, any damages that may occur are covered by the insurance company.
  2. Peace of Mind and Security: Homeowners enjoy a more peaceful life knowing that their homes are secure with home insurance.
  3. Legal Obligations: In some cases, obtaining home insurance is a legal requirement. Especially for those using a housing loan, having insurance is generally necessary.

Policy Prices and Changes

Home insurance policy prices can vary depending on many factors. Among these factors are the location of the house, its age and structure, insured coverages, policy scope, additional coverages, etc. Generally, policies that require more comprehensive and higher coverages tend to have higher prices accordingly.

As a insurance company serving in Marmaris, we offer comprehensive home insurance options to homeowners. You can contact us to get more detailed information about the benefits of home insurance, policy prices, and its relationship with DASK insurance, and to create a suitable insurance plan. We would be happy to work with you to ensure a secure life.

The Differences Between DASK Insurance and Home Insurance:

DASK (Disaster Insurance Authority) insurance is a mandatory natural disaster insurance in Turkey. DASK covers damages caused by natural disasters such as earthquakes. Home insurance, on the other hand, typically has a wider coverage and includes many risks such as fire and theft, while DASK focuses solely on natural disasters. Therefore, homeowners generally prefer to have both home insurance and DASK insurance.

The importance of getting Home Insurance lies in this: You can protect your home and its contents against many risks such as earthquakes, fires, thefts, and floods. Additionally, damages you may cause to your neighbors due to risks like flooding and fire are covered under your Home Insurance policy.

In addition, the residents of your home and their liabilities are also protected under Home Insurance. Moreover, you can also benefit from many additional services offered to you for free, which makes your life easier.

If your home becomes uninhabitable, your tenant may need to relocate, leading to loss of rental income for the landlord. Additionally, expenses such as relocation and debris removal can create a significant burden. Home Insurance relieves you from all these responsibilities and secures your happiness and peace of mind.

We have two different Home Insurance products that you can choose from: Next Generation Home Insurance and Modular Home Insurance.

New Generation Home Insurance: You can choose from three different coverage packages tailored to your budget and home: “Economical,” “Standard,” and “Elite.”

  • Economical: It is our package that meets the most basic needs.
  • Standard: It is our package that covers the risks of a standard house.
  • Elite: It is our package with enriched content.

 

Modular Home Insurance: You can design your home insurance just like you design your home.

What is covered by Home Insurance?

Eviniz Your house

Your household belongings

Your valuable belongings

Your cash and valuable documents

Your guests’ belongings

Your loved ones with whom you share your home

Your responsibilities for any harm that may be caused to others

Coverage
Fire, Lightning, Explosion, Smoke
Earthquake
Theft
Flood, Water Inundation, Hail, Storm, Snow Load
Internal water damages resulting from aquariums, air conditioning installations, and refrigerator malfunctions or inadequate insulation.
Physical Damages
Breakage of Glass and Mirrors
Machinery Breakdown Insurance
Desktop computers, television, cinema and sound systems, refrigerator, freezer, washing (washing/drying) machine, dishwasher, oven, microwave oven, stove, hood, electric water heater, water heater, combi boiler, electric shutter, music set, vacuum cleaner, alarm and security systems, air conditioning/heating-cooling systems, etc., electronic/electrical devices, Electronic Equipment Insurance.
Debris Removal Costs
Fuel Leakage
Loss of Rent
Malicious Behavior of the Home-Based Service Worker
Coverage of Property Outside the Residence
Painting, Decorating, and Similar Expenses for Tenants
Strike, Lockout, Disorder, Civil Movements, Malicious Actions, Terrorism
Collision with Land/Air/Sea Vehicles
Landslide
Alternative Accommodation Expenses
Employer Liability
Fire Financial Responsibility
Legal Protection
Personal Accident / Third Party Liability / Robbery Family Support Insurance
Service Housing Assistance
MiniFIX Service
Emergency Health Services

Service Home Assistance

Repair of water/sanitary installations, electrical installations, locksmith service, hotel service in case of inhabitable condition of the residence due to damage or theft, and much more are included in Home Assistance Service.

MiniFIX Service

You can get free assembly/disassembly for small-scale tasks, up to 10 pieces, before and after moving.

  • White Goods Assembly: Washing machine, dishwasher, dryer, refrigerator, freezer, oven, stove, hood, and extractor fan.
  • Accessory Assemblies: Soap holder, towel rack, toilet paper holder, picture frame, mirror, curtain rod, roller blind, single shelf.
  • Door and Window Accessory and Handle/Lock Assemblies: Replacement of external door lock/barrels not involving central systems, internal door lock replacements, installation of security chains or latches, door or window handles.
  • Chandelier Installations: Installation of chandeliers and wall sconces that do not require special connections.
  • Electrical Fixture Installations: Installation of electrical switches, sockets, dimmer switches, fluorescent lights, electrical sensors, interior doorbells, and door closers.

Emergency Health Services

Ambulance service is available 24/7 by land, air, and sea without address restrictions, for you and your family members living in the same house!

Replacement Cost Payment

When any risk related to your home and its contents occurs, your payments are made based on the new value of that day when the risk occurred. No deduction is applied for wear and tear or usage in the payment.

Multi-Product Discount

When you have multiple home policies, a ‘Multi-Product Discount’ is applied at the rate specified on the policy.

No-Claim Discount

After a claim-free year, a “No-Claim Discount” is applied as specified on your policy.

Inflation Protection

Your home and its contents are protected taking into account price increases due to inflation.