As Fimar Sigorta, we comprehensively address the specific needs of businesses with our SME Package Insurance. We cover not only valuable assets such as building value, decorations, machinery, fixtures, and electronic devices but also elements like inventory, glass, and advertising boards, tailored to the operational areas of businesses.

Our policy also protects other important elements such as the cash of your business, valuable documents, and employees’ personal belongings. With our SME Package Insurance, we provide comprehensive coverage for all your insurance needs under a single policy, ensuring the security of your business.

As Fimar Sigorta, our priority is to understand the unique needs of every business and offer the most suitable solutions. We continuously work to provide our customers with a personalized, reliable, and comprehensive insurance experience. We would be delighted to have you join us in protecting and ensuring the smooth continuation of your business activities with our SME Package Insurance. You can contact us to learn about our tailored solutions and to have a reliable insurance partner by your side.

Details of SME Package Insurance

With SME Package Insurance, we offer comprehensive solutions tailored to the varying needs of businesses based on their activities. In addition to assets such as building value, decorations, machinery, fixtures, and electronic devices, we also cover your inventory, third-party inventory, glass, and advertising boards.

Additionally, your cash on hand, valuable documents, and employees’ personal belongings in your business are also under our protection.

For comprehensive coverage with a single policy for all your business insurance needs, trust in Fimar Insurance’s SME Package Insurance.

What Does This Insurance Cover?

Main Coverage
Fire, lightning, explosion Landslide
Landslide additional coverage – damages resulting from nearby excavations Earthquake and volcanic eruption
Debris removal expenses Storm
Smoke Snow load
Flood, water damage Internal water
Internal water damage resulting from sprinkler leakage Internal water damage caused by inadequate insulation
Collision with land/air/sea vehicles Work stoppage
Alternative workplace relocation expenses Loss of rent
Hail Strike, lockout, riot, civil commotion, malicious acts, terrorism
Theft Theft of fixed installations in the building
Theft of cash and valuable documents Theft of transported money
Misappropriation of security Temporary address-relocation
Fire liability Glass and advertising sign breakage
Food spoilage due to glass breakage* Machinery breakdown
Product spoilage in refrigeration units due to machinery breakdown damage* Electronic device
Employees’ personal belongings Employer’s liability*
Third-party liability* Elevator, escalator liability*
Childcare service* Garage liability and valet parking*
Water purification system malfunctions* Product liability*
Personal accident Real estate legal protection
Commercial Cybersecurity coverage* Emergency Health Services
Business Assistance*

Special Services for You

Emergency Health Services

It is a comprehensive ambulance service offered for the emergency health needs of employees and individuals present at the workplace during working hours.

Service Workplace

In case of a sudden and unexpected accident or incident resulting in damage to the insured workplace’s water/sanitary installations, electrical installations, doors, and windows, as well as various other issues, you can benefit from Workplace services 24 hours a day, 7 days a week.

In case of damage, services such as protecting and monitoring the workplace for up to 2 days by experienced and reliable professionals, informing the insured about legal matters they may need, congress and fair consultancy services, travel reservation services are among the coverages that can be utilized depending on the policy.